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The price of equality?

The price of equality?

Gender and the assessment of risk

Dee Masters and Sian McKinley

The financial sector will no longer be allowed to use gender as a determining factor in the assessment of risk and therefore the price of premiums and benefits from Friday 21 December 2012.

This change in the law will be implemented by a statutory instrument which will delete paragraph 22 of Schedule 3 to the Equality Act 2010 which had allowed the financial sector to discriminate on the grounds of sex in respect of annuities, life insurance products, accident insurance policies or any product which involved the assessment of risk.

Transitional provisions will mean that the prohibition on sex discrimination in this area will only apply to contracts entered in on or after 21 December 2012.

Download the full article here: 2012-december-dee-masters-and-sian-mckinley_20140303-111159_1.pdf

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